PRIVACY POLICY
This Privacy Policy applies to the website of For Loving You FZE-LLC, that is https://nataliewalshwealth.com and shall be read in conjunction with the Terms of Use.

DEFINITIONS
The following definitions apply to the Privacy Policy:

Natalie Walsh Wealth means the name of the brand held under the official company name For Loving You FZE-LLC, an entity incorporated under the laws of UAE;

Personal Information any data relating to an identified natural person, or one who can be identified directly or indirectly by way of linking data, using identifiers such as name, voice, picture, identification number, online identifier, geographic location, or one or more special features that express the physical, psychological, economic, cultural or social identity of such person;

Platform means the online website of the Company with the URL https://nataliewalshwealth.com, hosted and delivered through the Kajabi platform, that is managed and controlled by us;

Privacy Policy means these terms, containing the policies and procedures on our collection, use and disclosure of Personal Information;

Products means the self-paced online course(s), digital downloads, and PDF resources made available for purchase on the Platform by Natalie Walsh Wealth;

Terms of Use means the Terms of Use of the Platform available at (https://nataliewalshwealth.com);

Third-Party Sites means third-party web pages that are linked on the Platform;

UAE means United Arab Emirates;

Us/ Our/ We refers to Natalie Walsh Wealth under the official company name For Loving You FZE-LLC domiciled in the UAE and its affiliates, subsidiaries and related entities;

User For the purposes of this document, "User", "Member", "Client"  refer collectively to any person accessing or purchasing the Products offered by Natalie Walsh Wealth. All individuals are bound by these Terms and the Privacy Policy;

User Account means the account created on the Platform (via Kajabi) by you; and

You/ Your/ (similar reference) refers to you as the User of the Platform.

 

SCOPE OF POLICY
Please be aware this Privacy Policy applies only to this Platform and the services we offer. Within the Platform, you may see links or references to Third-Party Sites, such as our Google, Facebook and Instagram pages, which are not covered by this Privacy Policy and are likely to have different information practices. We encourage you to read the privacy policy of all Third-Party Sites you visit or use. We
provide any third-party references and links for your convenience only and to make your browsing experience better on the Platform and this should not be construed as an endorsement of Third-Party Sites in any manner. You are solely responsible for any interactions you may have with any Third-Party Sites.

This Privacy Policy sets out and explains our policies and practices relating to:
a) use of the Platform,
b) collection of information,
c) your rights,
d) GDPR,
e) Automatic Decision Making,
f) what do we do on the information we collect,
g) behavioural advertising,
h) opting out,
i) data security,
j) data processing,
k) google user data,
l) this platform is not intended for use by children or minors,
m) changes to Privacy Policy,
n) complaints,
o) Dubai police e-crime, and
p) comments and feedback.

USE OF THE PLATFORM
You should carefully read this Privacy Policy before using the Platform and, in particular, before providing any Personal Information through the Platform. Your full consent to this Privacy Policy and the Terms of Use is required in order to continue using this Platform. Please refrain from providing any Personal Information through this Platform and immediately stop using the Platform if the Privacy Policy is unacceptable to you.

COLLECTION OF INFORMATION
The Platform collects information in two (2) ways: actively and passively. We may collect information including Personal Information (your full name, email address, phone number) and non-Personal Information (e.g. aggregate statistics about what parts of our Platform are most popular). Active information collection can include both Personal Information (e.g., your full name, email address, or similar information that is unique to you) and non-Personal Information (e.g., if we were to ask for a List of the top three things you like about our Platform).

Active information is collected from you in the following manner:
a) Registration: A User may register on the Platform by creating an account, via Kajabi, using your existing email address. The registration form requires you to submit the following Personal Information:

(i) your first name and last name;
(ii) your email address; and
(iii) to create a private password.

b) Purchase of a Product: We shall collect Personal Information about you once you have selected the
self-paced course or digital download you wish to purchase and proceed to checkout. You shall be
required to provide the following information:

(i) your name and email address;
(ii) your contact number (optional, where requested);
(iii) your credit/debit card details or other supported payment method;
(iv) your billing address; and
(v) your geographical location (we shall seek your consent each time prior to identifying and
recording your geographical location).

c) Check out: Once you click "Check out", or "Enroll now", you confirm the debit or credit card used is yours. You also agree to provide current, complete and accurate information for all purchases, and to update your account information including email, phone number and payment details in order to complete transactions without delay.
d) Contact us: You may connect with us by sending us an email on [email protected] or by sending a direct message on our official Facebook or Instagram accounts.
e) Newsletter subscription: You may subscribe to our newsletter by submitting your email address on the Platform or during checkout.
f) Payments: The Platform is hosted on Kajabi, and payments for Products are processed through Kajabi's integrated, secure payment processing (which may include Stripe and/or PayPal, depending on the payment method selected). You may sign into your User Account or continue as a "guest" to process payments on the Platform. You may be required to verify your card by your bank, which you consent to
do, if requested. If you decline to verify your purchase or your identity, your payment may not be processed or accepted. Your payments shall be subject to the terms and conditions and privacy policy of Kajabi, Stripe, and/or PayPal as applicable, which we urge you to read and understand thoroughly prior to making any payments on the Platform. We DO NOT collect and do not intend to collect, any financial
information. For clarity, information that you provide for billing purposes is stored solely by our payment processors, including CVV or card PINs. We do not access or use such financial information in any manner.
g) Retention: When you purchase a Product through the Platform, we shall retain your Personal Information for our records unless and until you ask us to erase this information, where any deletion of records shall be subject to applicable UAE laws on retention of records.

Passive Information collection refers to instances in which we collect information from you that you have not actively provided. We may use special technologies to passively collect non-Personal Information from you. These technologies allow us to collect certain kinds of non-Personal Information, including but not limited to the type of web browser you use, Internet Protocol (IP) address, time zone, the date and time of your visit, the operating system you use, the specific pages you visit, the address of the website you visited prior to entering the Platform and the cookies that are installed on your device. Additionally, as you browse the Platform, we collect information about the individual web pages or Products that you view, what websites or search terms referred you to the Platform, and information about how you interact with the Platform. We do not link this passively collected information with Personal Information you have actively provided elsewhere on this Platform. We reserve the right to share with third parties, including our business partners and advertisers, the anonymous (non-personally identifiable) aggregated information that we have passively collected via this Platform.

We collect information identified above, using the following technologies:

a) Cookies: A cookie is a small amount of information that's downloaded to your computer or device when you visit our Platform. We use a number of different cookies, including functional, performance, advertising, and social media or content cookies. Cookies make your browsing experience better by allowing the website to remember your actions and preferences (such as login and course progress). This
means you don't have to re-enter this information each time you return to the site or browse from one page to another. Cookies also provide information on how people use the website, for instance whether it's their first time visiting or if they are a frequent visitor.

We use the following cookies, including those set by Kajabi, to optimise your experience on our Platform and to provide our services.

The length of time that a cookie remains on your computer or mobile device depends on whether it is a "persistent"  or "session" cookie. Session cookies last until you stop browsing and persistent cookies last until they expire or are deleted. Most of the cookies we use are persistent and will expire between 30 minutes and two years from the date they are downloaded to your device. You can control and manage cookies in various ways. Please keep in mind that removing or blocking cookies can negatively impact your User experience and parts of our website may no longer be fully accessible.

Most browsers automatically accept cookies, but you can choose whether or not to accept cookies through your browser controls, often found in your browser's "Tools" or "Preferences" menu. For more information on how to modify your browser settings or how to block, manage or filter cookies can be found in your browser's help file or through such sites as: www.allaboutcookies.org.

Additionally, please note that blocking cookies may not completely prevent how we share information with third parties such as our advertising partners. To exercise your rights or opt-out of certain uses of your information by these parties, please follow the instructions in the "Your Rights" section below.

b) Google Analytics is a web-based analytics service offered by Google that tracks and reports website traffic and allows in-depth detail about the users on our Platform. We may be required to share certain information we collect on the Platform with Google which will be subject to Google's policies as follows:

https://support.google.com/analytics/answer/6004245.
Google search bar (Google search console).

YOUR RIGHTS
How you may exercise your rights on the Platform:
a) Right to data portability: You may contact us with questions or requests regarding your Personal Information using the contact information below. Please note that we may request additional information from you to verify your identity before we disclose any personal or account information.

b) Right to restrict or oppose: Where we rely on legitimate interests to process your Personal Information, you have the right to object to such processing by using the contact information below. Please note that some processing is essential to providing services on the Platform.

c) Right to access, correct and rectify: You may access, correct and rectify the Personal Information through your account settings on the Platform (via Kajabi) or by contacting us at [email protected].

d) Right to delete: You may request deletion of any of the information collected and stored by us by contacting us at [email protected].

e) Revoking consent: We are the "data controller" of your Personal Information. You can contact us directly regarding the processing of Personal Information by e-mail at [email protected].

GDPR
If you are a resident of the European Economic Area, you have the right to access the Personal Information we hold about you, to port it to a new service, and to ask that your Personal Information be corrected, updated, or erased. If you would like to exercise these rights, please contact us through the contact information above. Your Personal Information may be processed and stored outside of Europe, including in the United States, by our platform provider Kajabi and its sub-processors. For more information on how Kajabi's data transfers comply with the GDPR, see Kajabi's Privacy Policy: https://kajabi.com/policies/privacy.

AUTOMATIC DECISION MAKING
If you are a resident of the European Economic Area, you have the right to object to processing based solely on automated decision-making (which includes profiling), when that decision-making has a legal effect on you or otherwise significantly affects you.
We do not engage in fully automated decision-making that has a legal or otherwise significant effect using customer data.

WHAT DO WE DO WITH THE INFORMATION WE COLLECT
The information we collect from you shall be used to:
a) provide you with a better browsing experience on the Platform;
b) help you conclude the purchase you make on the Platform;
c) provide you with access to the course content and resources available through the Platform;
d) better communicate with you; and
e) for purposes of data analysis.

We use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For example:

a) We use Google Analytics to help us understand how our customers use the Site.

You can read more about how Google uses your Personal Information here:
https://www.google.com/intl/en/policies/privacy/.

You can also opt-out of Google Analytics here:
https://tools.google.com/dlpage/gaoptout.

b) We share information about your use of the Site, your purchases, and your interaction with our ads on other websites with our advertising partners. We collect and share some of this information directly with our advertising partners, and in some cases through the use of cookies or other similar technologies (which you may consent to, depending on your location).

We share your Personal Information with service providers to help us provide our services and fulfil our contracts with you. For example:
a) We use Kajabi to host our course platform, deliver our digital content, and process payments. You can read more about how Kajabi uses your Personal Information at https://kajabi.com/policies/privacy.
b) We may share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.

We may use a function to automatically remember the information you use on our Platform for the following reasons:
a) remember information so you will not have to re-enter it during your visit;
b) provide custom content and information, including your course progress; and
c) determine the effectiveness of our Platform.

We reserve the right to use, store or disclose personal information received via the Platform as necessary to respond to your requests, help and facilitate your purchases on the Platform, comply with applicable laws, regulations, legal processes, and law enforcement inquiries (as required or applicable) to take precautions against liability, and protect the security and integrity of the Platform and you. We will not
sell, lease, transfer, share, or otherwise permit access to your Personal Information with any third-parties other than as described in this Privacy Policy.

BEHAVIOURAL ADVERTISING
We may use information we receive, to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For more information about how targeted advertising works, you can visit the Network Advertising Initiative's educational page at:

http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

OPTING OUT
You can opt out of sharing information as follows:

a) Opt out of targeted advertising by following these links:
(i) Facebook - https://www.facebook.com/settings/?tab=ads;
(ii) Instagram - https://help.instagram.com/615366948510230;
(iii) Google - https://www.google.com/settings/ads/anonymous;
(iv) additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance's
opt-out portal at: http://optout.aboutads.info/.
b) Revoke access to email and social network accounts: Upon request, we may be able to provide you
with information about whether we hold any of your Personal Information by emailing us at [email protected]. If you no longer have access to your browsing device, you may also contact your email account provider to revoke our access to your account or contact us at [email protected]. We will respond to your request within a reasonable timeframe.
c) By emailing us: When you submit information to us, whether such information is required or optional, you consent to its disclosure and use in accordance with this Privacy Policy. If you ever decide that you do not wish to receive information from us regarding the Platform, you may contact us at [email protected]. To respond to your request or inquiry, we may require follow-up or contact information to allow us to verify that you are the person authorised to view the information you are requesting. We may, at our discretion, refuse to allow you access to certain information if, in our view, to provide such access would jeopardise another person's privacy; would violate any applicable federal, state, or foreign law, regulation, or directive; or would unreasonably burden this Platform.
d) Unsubscribing from marketing communications or mailers: If you receive marketing communication from us, you can email us and ask that we remove you from receiving marketing communications. We will cease all communication upon your request. Please remember that if you opt out of receiving marketing communication only, you may continue to receive administrative messages from us regarding your purchases or for the purposes of daily correspondence with us.

DATA SECURITY
We take reasonable steps to protect the Personal Information that you provide via this Platform, although no system is 100% secure or error-free and neither is the Platform. We do not, and cannot, guarantee the security or accuracy of the information we gather. It is your responsibility to keep your passwords secure.  We strongly recommend that you do not share your passwords with any third-party nor store or save them in a manner that may be easily accessed by a third-party. We take the protection of your information very
seriously and employ measures through administrative, technical, and physical safeguards designed to protect information against loss, theft, misuse, unauthorised access, disclosure, alteration, and destruction. We use best endeavours to encrypt all data in transit through appropriate security protocols provided to us by Kajabi. We take reasonable precautions to ensure the integrity and security of our network and systems but cannot guarantee these security measures will prevent third parties from obtaining information by illegal actions or attacks.

DATA PROCESSING
Where you have consented to data processing, your consent provides the legal basis to process your Personal Information, such as when you consent to processing in relation to the processing of data for the purposes of data analysis in accordance with this Privacy Policy. You have the right to withdraw consent at any time. Please note that your withdrawal of consent to collect and process Personal Information will not affect the lawfulness of processing Personal Information based on the consent before you withdraw your consent.

We may process your Personal Information on the basis of contractual necessity to perform a contract we have with you or complete a purchase you have made or are making or are reviewing on the Platform. We may also process your Personal Information on the basis of our legitimate interests, including analytic reporting and improving the functionality of the Platform. For example, we have a legitimate interest in collecting information about your device hardware and operating system to better understand how users access and use the Platform. We also have a legitimate interest in providing and developing improved artificial intelligence algorithms to deliver better product features to our users. In some cases, we may process Personal Information pursuant to legal obligations or to protect the user's
vital interests or those of another person.

 

GOOGLE USER DATA
Limits on use of your "Google user" data: Notwithstanding anything else in this Privacy Policy, consumer Google account information obtained via the Gmail Application Programming Interface's (API), is subject to these additional restrictions:
a) The Platform shall not use this Gmail data for serving advertisements.
b) The Platform shall not allow humans to read this data unless we have your affirmative agreement for specific messages, doing so is necessary for security purposes such as investigating abuse, to comply with applicable law, or for the Platform's internal operations and even then, only when the data have been aggregated and de-identified.

THIS PLATFORM IS NOT INTENDED FOR USE BY CHILDREN OR MINORS
This Platform is not directed to and does not seek to collect Personal Information from children under the age of eighteen (18) years. Nevertheless, if a minor accesses the Platform for any purpose whatsoever, or seeks services through the Platform, we reserve the right to ask for additional permissions and consents from the parent or guardian of the minor. For the purpose of this Platform, minor refers to any User under the age of eighteen (18) years. The aforementioned permissions and consents may change from time to time, on our discretion.

CHANGES TO THIS PRIVACY POLICY
We reserve the right to change this Privacy Policy at any time, at our sole discretion without prior notice. If we do change the Privacy Policy, the new Privacy Policy will be posted here, along with its revision date, and all information collected following the posting of such changes will be subject to the new Privacy Policy. Prior to use or disclosure of your previously collected Personal Information in a materially different manner from that to which you agreed, we will first secure your affirmative consent for such use or disclosure. If such consent is not provided, we will use your Personal Information in accordance with the Privacy Policy in effect at the time we collected the information. We encourage you to check this Privacy Policy periodically and prior to each instance in which you provide Personal Information through this Platform or use this Platform.

COMPLAINTS
If you would like to make a complaint, please contact us by e-mail at [email protected]. If you are not satisfied with our response to your complaint, you have the right to lodge your complaint with the relevant data protection authority.

DUBAI POLICE E-CRIME
E-Crime is an electronic platform designed to address and investigate all forms of cybercrime in Dubai, providing the public with an easy, reliable system to submit complaints and report online crimes. The platform aims to maintain public security through protection against internet-facilitated crimes including online fraud, threat, blackmail, and hacking. A division of the General Department of Criminal
Investigation in Dubai, the Cybercrime Investigation Department consists of five specialised units: the Forgery and Credit Cards Unit, the Fraud and Scams Unit, the Identity and Defamation Unit, the Information Security Unit, as well as the Information and Development Unit.

To report any cybercrimes or suspicious activity, please visit the Dubai Police eCrime portal.

COMMENTS AND FEEDBACK
If you are interested in receiving electronic updates, alerts, and other information from us regarding this Platform, you must provide us with an email address. We may also ask for optional information, such as how you found us, to help us better serve you and other users in the future. We welcome your comments and feedback regarding this Platform and our course content to our email address [email protected] that permits you to send through your own email address, comments, and any other information you choose to include. Please remember that email is not secure and we cannot provide you with any guarantees in this respect. You should carefully consider what information you wish to send to us through e-mail or through this feedback option.

CURRENCY CONVERSION
By using our website, you (the visitor) agree to allow third parties to process your IP address, in order to determine your location for the purpose of currency conversion. You also agree to have that currency stored in a session cookie in your browser (a temporary cookie which gets automatically removed when you close your browser). We do this in order for the selected currency to remain selected and consistent
when browsing our website so that the prices can convert to your (the visitor) local currency. By purchasing and participating in Natalie Walsh Wealth, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

 

Last Updated: July 2026

Terms of Use

The following definitions and interpretation apply to the Terms of Use:

AED means the Arab Emirates Dirham;

Business Day means a day (except Saturday, Sunday or public holidays) when banks in the UAE are open for business;

Natalie Walsh Wealth means the Natalie Walsh Wealth brand under official company name For Loving You FZE-LLC, an entity incorporated under the laws of UAE;

Force Majeure Event means an occurrence beyond the control of a party that prevents such party from fulfilling its obligations under these Terms of Use, provided that such party could not have reasonably foreseen such occurrence at the time of entering these Terms of Use, and which could not have been reasonably avoided or overcome, including but not limited to disruption of internet, hacking, malware or
bugs;

GCC means the Gulf Cooperation Council a regional, intergovernmental, political, and economic union comprising Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, and the United Arab Emirates;

Guest means a visitor or user of the Platform who is not a Registered User;

Platform means the online website of Natalie Walsh Wealth with the URL https://nataliewalshwealth.com, hosted and delivered through Kajabi, which is managed and handled in entirety by us;

Privacy Policy means the Privacy Policy of the Platform available at https://nataliewalshwealth.com;

Products means the self-paced online course(s), digital downloads, and PDF resources available for purchase from Natalie Walsh Wealth;

Registered User means a user who has successfully completed the registration process on the Platform;

Terms of Use means this document that contains the terms and conditions that govern the use of the Platform;

Third-Party Sites means third-party web pages linked on the Platform;

UAE means United Arab Emirates;

Us/ Our/ We refers to the Platform domiciled in the UAE and its affiliates, subsidiaries and related entities;

User Account means the account created on the Platform (via Kajabi) by you; For the purposes of this document, "User" "Member" and "Client" refer collectively to any person accessing or purchasing the Products offered by Natalie Walsh Wealth. All individuals are bound by these Terms and the Privacy Policy;

VAT means value added tax; and

You/ Your/ (similar reference) refers to you as the user of the Platform.

 

INTRODUCTION
Welcome to Natalie Walsh Wealth (the "Platform"), operated by For Loving You FZE-LLC (the "Company"), a company licensed under Sharjah Publishing City, Sharjah, UAE. By purchasing access to the Platform, you agree to comply with and be bound by the following Terms and Conditions (the "Terms"). If you do not agree to these Terms, please do not purchase or use the Platform.
By visiting the Platform, you confirm that you are at least eighteen (18) years of age, which is legal age to form a binding contract, and are not a person or entity barred from entering into contracts under the laws of the UAE or other applicable jurisdiction, and you provide unconditional consent to the Terms of Use. Please be aware that your current and future use of the Platform is subject to the Terms of Use. We urge you to read this document thoroughly. Should you disagree to be bound by the Terms of Use, please do not use the Platform in any way.

REGISTRATION
You may access the Platform and purchase Products as a Registered User. To become a Registered User, you are required to create a User Account via Kajabi and disclose basic personal information including your full name, email address and a private password. You agree to provide accurate and complete information when registering for a User Account. You are prohibited from using a false email address or
impersonating a person for the process of registration or at any other point of engagement with the Platform. We reserve the right, at any time and without advance notice, limitation, or liability, to terminate or suspend a User Account, and restrict your access to the Platform at our sole discretion. In the event any information on your User Account is to be updated or amended, you can correct these errors
through your Kajabi account settings or by sending an email to [email protected].

You are solely responsible for protecting the security and confidentiality of your User Account information and we shall not be liable for any theft or fraudulent use of your User Account. You shall immediately notify us of any unauthorised use of your User Account or identification or any breach of the Platform's security. Our commitment to confidentiality is in accordance with our Privacy Policy.

The Platform shall not engage with any Registered User or Guest who has international sanctions (including but not limited to trade, military, economic) against them by an international, national, or regulatory authority. We shall not intentionally provide services to any of the United States Office of Foreign Assets Control (OFAC) sanctioned countries, subject to the laws of UAE. Kindly refrain from
using the Platform if you are sanctioned by OFAC or deal with OFAC sanctioned persons or entities. In accessing the Platform, you will not seek to interrupt, interfere, or act in any manner whatsoever, contrary to the Terms of Use, or the applicable laws of the UAE.

ONLINE COMMUNICATION
The Platform engages with you via emails, direct messages on Instagram and Facebook accounts, and Kajabi platform notifications, in the nature of receipts, advertisements, response to feedback, and details relevant to your engagement with our course and social channels. You consent to all electronic communication between us. The Platform also connects you to its social media accounts. Notwithstanding
the above, the Platform has discretion to delete any comment, post or message uploaded by you on our social media account page, or delete any email exchanged between the Platform and you; any unlawful, harmful, threatening, abusive, defamatory, harassing, vulgar, profane, obscene, hateful, racially, ethnically or otherwise objectionable material of any kind, including but not limited to, any material
which encourages conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any applicable local, state, national or international law, uploaded by you.

By creating a User Account, you acknowledge we may send promotional or marketing emails from time to time, if you do not wish to receive such emails you may opt out at the "check out" landing page or use the "unsubscribe link" on such promotional/ marketing emails.
We may introduce or discontinue discounts, offers or promotions on some or all Products from time to time, at our sole discretion, and these will be subject to terms and conditions specified against those discounts, offers and promotions.

THIRD-PARTY SITES
In your engagement with the Platform, you may come across links to Third-Party Sites such as Facebook, Instagram and/ or third-party advertisements, banners, or options, that shall not be governed by these Terms of Use. Once you click or access these Third-Party Sites, you will leave the Platform. We do not investigate, review, endorse, represent, or control the content of any Third-Party Sites, unless otherwise expressly stated in the Terms of Use. We urge you to carefully read the terms and conditions of all Third-Party Sites that you may be redirected to through the Platform or visit otherwise. We are not responsible or accountable for the content displayed on Third-Party Sites. You will access and use these Third-Party Sites at your sole risk and liability. You also agree not to link any other site or Third-Party Sites to the Platform without our express prior written consent and approval.

The Third-Party Sites may select and deliver (separate and unrelated to this Platform) advertising networks, advertising agencies, advertisers, and audience segment providers. These Third-party Sites may collect information about you and your online activities, either on the Platform or on other websites, through cookies, web beacons, and other technologies, to understand your interests and deliver to you, advertisements that are tailored to your interests. We do not have access to, or control over, the information that Third-Party Sites may collect. The information practices of these third parties or Third-Party Sites are not covered in these Terms of Use or Privacy Policy.

THIRD-PARTY TOOLS
We may provide you with access to third-party tools, including those built into Kajabi, over which we neither monitor nor have any control or input. You acknowledge and agree that we provide access to such tools "as is"; and "as available"; without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of
optional third-party tools. Any use by you of the optional tools offered through the Platform is entirely at your own risk and
discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).

We may also, in the future, offer new features through the Platform, including the release of new tools and resources. Such new features shall also be subject to these Terms of Use.

RESTRICTIONS
We reserve the right to restrict your access partially or fully to the Platform where any of the following occur:
1. we reasonably believe that you are, directly or indirectly, reselling, dealing or distributing any Product without our prior written consent;
2. we reasonably suspect fraud or illegal activity by you or your use of your User Account;

3. we have reason to suspect the security of your User Account has been compromised;
4. you solicit others to perform or participate in any unlawful acts;
5. you behave inappropriately, abusively, or offensively towards our staff, whether on call, email or in person, at any time;
6. you maintain a history of many cancelled orders, returns and refunds;
7. you violate any applicable international, federal, provincial or state regulations, rules, laws, or local ordinances;
8. you infringe upon or violate our intellectual property rights or the intellectual property rights of others;
9. you harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability anyone on the Platform;
10. you submit false or misleading information;
11. you upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Platform or of any related website, other websites, or the Internet;
12. you collect or track the personal information of others;
13. you spam, phish, pharm, pretext, spider, crawl, or scrape;
14. you breach other terms set forth in these Terms of Use; or
15. you interfere with or circumvent the security features of the Platform, any related websites or the Internet.

PRODUCTS AND COURSE ACCESS
We provide a description for each Product, including the course content and cancellation/refund policy that applies to it. We reserve the right to amend the product description and prices from time to time at our sole discretion. To purchase a Product, you are required to disclose your contact details and payment information (based on the payment option you choose). We will email you an invoice and access instructions to the email address you provide at checkout. You agree to provide current, complete and accurate information for all
purchases. Upon successful payment, you will receive access to the applicable self-paced course content and/or downloadable PDF resources through your Kajabi User Account.

We reserve the right to limit the sales of our Products to any person, geographic region, or jurisdiction. We may exercise this right on a case-to-case basis. We reserve the right to offer promotions or discounts on the Products or amend the description of any Product. Product pricing is subject to change at our sole discretion, at any time, without prior notice to you. We reserve the right to discontinue a Product at any time, provided that existing purchasers retain access to previously purchased content unless otherwise
stated. We may issue coupon or discount codes from time to time, subject to specific terms and conditions, by Natalie Walsh Wealth in its sole discretion and are subject to expiration and cancellation by Natalie Walsh Wealth. Discounts offered shall not be redeemed for cash or returned via credit or debit card.

We reserve the right to offer new Products/features through the Platform which shall also be subject to these Terms of Use.

ACCESS TO DIGITAL CONTENT
All Products offered on the Platform are digital in nature (self-paced online course content and downloadable PDF resources). No physical goods are shipped. Access to purchased course content and downloads is typically granted immediately upon successful payment via your Kajabi User Account login. In the rare event of a technical delay in granting access, please contact us at [email protected] and we will resolve this as promptly as possible. You are responsible for ensuring you have a compatible device, internet connection, and any required software to access the Platform and Kajabi. We are not responsible for your inability to access content due to issues with your own device, internet connection, or third-party software.

PAYMENTS
The Platform provides access to a self-paced online course, digital content, and downloadable educational resources for individuals seeking financial guidance and support. Access is offered upon a one-time payment (or, where offered, an approved installment/payment plan through Kajabi) for the course package you select. Payment must be made in full, or in accordance with the agreed payment plan, before or as a condition of access to the Platform, unless otherwise agreed by the Company. Except as set out in the "EU/UK Right of Withdrawal — Digital Content"; section below, no refunds will be granted under any circumstances, including but not limited to dissatisfaction, lack of use, or personal financial circumstances, except as otherwise expressly stated at the time of purchase or as required by applicable law. No cooling-off period applies once payment is made and access is granted, other than as set out in that section for eligible EU, EEA, and UK consumers.

Where a payment plan is offered and selected by you, you authorise the Platform to automatically charge your selected payment method on the agreed instalment schedule until paid in full. Failure to complete instalment payments may result in suspension of your access to the course until payment is brought current.

All Product purchases shall be concluded on the Platform via Kajabi's payment processing (which may include Stripe and/or PayPal), in the currency Arab Emirates Dirhams (AED) or US dollars ($), and your credit or debit card will be charged at the time the purchase is made. The prices for Products shall be displayed on the Platform. An invoice shall be issued at checkout and shall be inclusive of all applicable
taxes, applicable discounts or promotional offers, and any bank charges if applicable.

It is your responsibility to check with your bank for any additional service charge, loyalty or convenience, finance, foreign exchange or other charges, prior to making a purchase on the Platform. The Platform shall not be held responsible or liable for any excess charges made by banks to your credit or debit card. Credit and debit cards are subject to authorisation and verification by respective card issuing entities. If the payment is not authorised by the respective entity, Natalie Walsh Wealth shall not be liable for any delays or failure to grant access or to conclude any contract with you.

Your payment details shall be encrypted and our commitment to protect your financial information is in accordance with our Privacy Policy and we urge you to read it thoroughly before you proceed with your purchase. We DO NOT collect and do not intend to collect, any financial information, including CVV or credit card or debit card PINs, from any purchases made by you on the Platform; such information is
stored solely by our payment processors. Any data or personally identifiable information collected at the time of processing the transaction shall not be stored, sold, shared, rented or leased to third parties by us. 

EU/UK RIGHT OF WITHDRAWAL — DIGITAL CONTENT
If you are a consumer located in the European Union, European Economic Area, or United Kingdom, you may ordinarily have a statutory right to withdraw from an online purchase within fourteen (14) days without giving any reason (the "Withdrawal Period";), under the EU Consumer Rights Directive (2011/83/EU) and/or the UK Consumer Contracts (Information, Cancellation and Additional Charges)
Regulations 2013, as applicable.

However, this statutory right of withdrawal does not apply, and is lost, once the digital content has begun to be supplied, provided that:
(a) you have given your prior express consent to immediate access to and performance of the course content and/or PDF resources before the end of the 14-day Withdrawal Period; and
(b) you have acknowledged that you thereby lose your right of withdrawal once such performance begins.

By completing your purchase and checking the applicable consent box at checkout, you expressly request and consent to immediate access to the course content and/or PDF resources, and you acknowledge and agree that, by doing so, you lose your right to withdraw from the purchase once access has been granted.

If you are an EU, EEA, or UK consumer and you complete your purchase without such express consent being obtained at checkout, or if access to the digital content has not yet been granted to you, you may exercise your right of withdrawal within the 14-day Withdrawal Period by notifying us in writing at [email protected]. Where validly exercised, we will reimburse you without undue delay, and in any event within 14 days of being informed of your decision to withdraw, using the same payment method you used for the original transaction, unless you expressly agree otherwise.

Nothing in this section, or in the "No refunds"; language elsewhere in these Terms, is intended to limit or exclude any statutory right that cannot lawfully be excluded under the law of your country of residence. Where a conflict arises between this section and any other provision of these Terms regarding refunds, this section shall prevail solely to the extent required to comply with applicable EU, EEA, or UK
consumer protection law.

FEEDBACK AND COMPLAINTS POLICY
If, at any time, you have queries or concerns on any aspect of the Products, our conduct or any part of the relationship between yourself and Natalie Walsh Wealth, please contact us at [email protected] or direct message on our Facebook or Instagram official accounts outlining the background and nature of your concern so that we might take the appropriate action to remedy the
situation and resolve any outstanding issues.

If at our request, you send certain specific submissions (e.g. contest entries) or without a request from us, you send creative ideas, suggestions, proposals, plans or other materials, whether online, by email, by postal mail, or otherwise comments, you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We shall be under no obligation to:
1. maintain any comments in confidence;
2. pay compensation for any comments; or
3. respond to any comments.

We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion to be unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party's intellectual property or these Terms of Use.

You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libellous or otherwise unlawful, abusive or obscene material or contain any computer virus or other malware that could in any way affect the operation of a related website. You may
not use a false e-mail address, pretend to be someone other than yourself or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. Natalie Walsh Wealth takes no responsibility and assumes no liability for any comments posted by you or any third-party.

LIMITATION OF LIABILITY
The Platform holds no liability to you for any direct, indirect, special, personal, exemplary, incidental or consequential damages, including but not limited to, software glitches, inaccurate pricing due to human or technical errors; damages for loss of profits, goodwill, use, data or other intangible losses, resulting from use of the Platform. Considering the above-mentioned exclusion of liability, in case any liability is
established by an entity with jurisdiction in accordance with these Terms of Use, in a matter against us, you expressly acknowledge and agree that the maximum limit for any liability claim shall not in any event exceed the amount contributed by you to us in respect of the value of the specific Product to which any liability relates.

Natalie Walsh Wealth makes no guarantees regarding specific outcomes or success from participation in the course. You acknowledge that your results depend on individual effort, skills, market conditions, and other factors beyond our control. We shall not be liable for any indirect, incidental, consequential, special, or exemplary damages arising from your participation in the course.

FINANCIAL DISCLAIMER
Natalie Walsh Wealth provides financial education, insights, and guidance for general informational purposes only. The Company is not a financial advisor, investment advisor, or licensed financial professional. All decisions made based on the guidance provided within the Platform are the sole responsibility of the customer. The Company, its directors, employees, users and affiliates shall not be held responsible for any financial decisions or outcomes resulting from the use of the Platform. By accessing the Platform, you acknowledge that you are solely responsible for your own financial actions, and you waive any legal claims against the Company regarding financial losses, investment decisions, or business and personal outcomes. Any strategies or educational content provided within the course are for
informational and educational purposes only. You should seek professional advice from legal, financial, tax, or other certified professionals before making decisions.

LIMITATION OF LIABILITY
The Company does not make any guarantees regarding financial success, earnings, or specific results. The Platform is offered "as is", without warranties of any kind, either express or implied. Under no circumstances shall the Company, its officers, employees, or agents be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the Platform. Customers
agree that they cannot sue the Company or any of its employees, owners, users or shareholders for any reason relating to financial losses, business decisions, or any other financial, business or personal consequences arising from actions taken based on the Platform. Course content and information are intended for a general audience and do not purport to be, nor should they be construed as, advice or
counselling tailored to any specific business, industry or person.

COMMUNITY GUIDELINES
Natalie Walsh Wealth is a supportive, educational, and inclusive community. Hate speech, discrimination, or harassment of any kind will not be tolerated. This includes but is not limited to racism, sexism, homophobia, or any form of abusive behaviour. Discussions related to religion or politics that may cause conflict or upset other members are strictly prohibited. Any Confidential Information shared by course
participants or any representative of the Company is confidential and proprietary, and belongs solely and exclusively to the participant who discloses it or the Company. Individuals should not disclose such information to any other person or use it in any manner other than in discussion with other course participants. Members who fail to comply with these guidelines may have their access terminated without
refund at the discretion of the Company.

INTELLECTUAL PROPERTY
The entire content of the Platform, including but not limited to text, designs, know-how, techniques, videos, PDFs, worksheets, graphics, software, logos, arrangements and layouts are our sole and exclusive property. You agree not to use, disseminate, publish or reverse engineer any content or other intellectual property rights on this Platform without our prior written consent. All course content, videos, PDFs, and digital resources within the Platform are the exclusive intellectual property of the Company. Members are granted a non-transferable, non-exclusive license to access and use the materials for personal use only. Sharing, distributing, or reselling the content without prior written permission is strictly prohibited and may result in immediate termination of access without a refund. Any
right which is not expressly granted in these Terms of Use is reserved by us. You are not permitted to copy, reproduce, duplicate, resell or transfer content of the Platform for any commercial purpose without prior written consent from the Platform. You hold responsibility to be fully aware of the laws that govern your relationship with the Platform.

ASSIGNMENT
Natalie Walsh Wealth may assign any rights or obligations under these Terms of Use with prior written notice to you, and in such case, the assignment shall be deemed automatic and with immediate effect, without the need for further notice or agreement. You may not assign any rights or obligations under these Terms of Use without prior written consent of Natalie Walsh Wealth.

SURVIVABILITY
If a court in the UAE finds any part of the Terms of Use unenforceable or invalid, then such part shall be deemed deleted and the rest of the Terms of Use shall continue to be in effect to the fullest extent permissible by the applicable laws.

AMENDMENT
We reserve the right to change any content on the Platform including the Terms of Use, Privacy Policy and Disclaimer without any prior notice. The most recent version of the Terms of Use, Privacy Policy and Disclaimer will always be available on the Platform therefore you are encouraged to visit the Platform and read these Terms of Use prior to using the Platform. Your continued use will automatically be
deemed as your consent to these Terms of Use.

NOTICES OR COMMUNICATION
Any notices or communication under the Terms of Use, Privacy Policy or Disclaimer may be delivered to you electronically or via the Platform, and such notification shall be deemed valid. Notices or communication to us can be delivered electronically at [email protected].

GOVERNING LAW AND JURISDICTION
By using the Platform, you expressly consent and agree to the governing law and jurisdiction of the UAE over the Terms of Use and any dispute over the content of the Platform shall be subject to the exclusive jurisdiction of three (3) arbitrators under the rules of the Dubai International Arbitration Centre with the seat in Dubai, UAE irrespective of your geographical location, in the English language.

TERMINATION
We reserve the right to cancel or block access to this Platform in respect of any user at any time without notice. We also reserve the right at any time, and for any reason, to terminate this contract in respect of any user upon written notice by email. Registered Users may terminate their contract with us by deactivating their User Account and discontinuing use of the Platform. Termination of the contract
between us in these Terms of Use does not affect either party's accrued rights or liabilities prior to the date of termination.

DISCLAIMER
This Disclaimer shall be read in conjunction with the Terms of Use and Privacy Policy of this Platform. Capitalised terms in this Disclaimer have the same meaning as in the Terms of Use. You shall use the Platform at your own risk and sole liability. We do not make any warranties or representations, whether express or implied, whether arising out of law or otherwise, in relation to your use of the Platform, the accuracy of the content on the Platform, or the quality or quantity of any postings or updates; nor do we accept any liability for any user reviews or feedback. We assume no liability or responsibility for any errors or omissions in the content of the Platform. While we may make changes to the Platform without any prior notice, at the same time, we are not obligated to make any such amendments. We reserve the right to disclose any information that you may provide to us through the Platform, to our legal representatives and advisors and any governmental or federal authority in the UAE, without any prior notice or consent.

We shall not be accountable to you or any third-party relying on you, and in this respect, you agree to fully indemnify us, for any loss, injury, claim or damage whether direct, indirect, consequential or punitive costs, liabilities, expenses, damages or otherwise that you may suffer through using this Platform. We shall not be liable for any virus, contaminating or destructive features or trojan that may affect your computer as a result of your use or access or interruption or inability to use or access the Platform or any Third-Party Sites.

You hereby waive any and all claims against us, our employees, shareholders, subsidiaries, divisions, affiliates, representatives, agents and licensors, arising out of your use or access or interruption or inability to use or access the Platform. If you have any concerns, questions or feedback, please direct these to [email protected].

Last Updated: July 2026
By purchasing and participating in Natalie Walsh Wealth, you acknowledge that you have read,
understood, and agreed to these Terms and Conditions.